| Sr. No | Particulars / Loan | Revised rate of interest (effective w.e.f. 15.8.25) % P.A. |
|---|---|---|
| Priority & Other Priority Sector Loans | ||
| 1 | Weaker Section Loan | 13.00% |
| 2 | Housing Loan (individuals) |
Upto 5.00 lakh .................. 8.25% Above 5.00 lakh ............... 8.80% |
| 3 | Loan against property | 11.75% |
| 4 | Education Loan | Within India : 10.50% |
| 5 | Cash Credit Limits (Hyp. of Stocks) |
Upto 3 lakh : 10.50% Above 3 lakh : 11.00% |
| Cash Credit Limits (Hyp. of property) |
Upto 3 lakh : 10.50% Above 3 lakh : 11.00% |
|
| 6 | Street Vendor loan scheme |
Term Loan : 10.45% W.C. Limit : 11.00% |
| 7 | SUCB Hotel Loan Scheme |
Term Loan : 10.25% W.C. Limit : 10.50% |
| 8 | SUCB PMEGP loan |
Term Loan : 10.25% W.C. Limit : 10.50% |
| 9 | SUCB Swarojgar Loan |
Term Loan : 10.25% W.C. Limit : 10.50% |
| Non Priority Sectors Loans | ||
| 10 | Personal Loan |
Upto 1.00 lakh : 13.00% Above 1.00 lakh : 13.50% |
| 11 | Vehicle Loan |
Personal Vehicle : 9.75% Commercial Vehicle : 11.50% Old vehicle : 12.50% |
| 12 | SUCB Loan against Salary | 12.00% |
| 13 | Loan against own Deposits |
Individual : CC Limit ..... 1% higher than dep. Rate Term loan ..... 0.75% higher |
| 14 | Loan against NSC / P.O. Deposits receipt | 3.00% over and above the rate of interest applicable on NSC/PO time deposit |
| Bank Staff Loans | ||
| 15 | Consumer Loan Staff | 8.00% |
| 16 | Warm Clothing Advance | One installment extra of loan installment |
| 17 | Conveyance Loan Staff | 8.00% |
| 18 | Housing Loan Advance Staff | 8.00% |
| 19 | Festival Advance to staff | 0% |