Welcome to Shimla, Himachal Pradesh

The Shimla Urban Co - Operative Bank Limited

Head Office: 0177-2652593

Branch Office: 0177-2805489

Loan

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  • Interest Rate
Rate of Interest on loans and advances.
Sr.No Type of Loans & Advances Slab Rate of Interest
1 Education Loan Upto 4.00 Lakh 11.25%
2 House Loan Above 4.00 Lakh
Upto 5 years
5 years to 10 years
11.75%
10.50%
11.00%
3 C.C. Hypothecation Limit Upto 2.00 Lakh
Above 2.00 Lakh
13.50%
14.00%
4 Personal/Consumer Loan for Short/Medium Term or long term   15.00%
5 Vehicle Loan Upto 2.00 Lakh
Above 2.00 Lakh
12.75%
13.00%
6 Loan against Property   14.00%
7 Loan Against Deposits 2% above the rate being paid on deposits  
8 Loan against NSC/KVP/LIC   15.00%